Compulsory liability insurance is the minimum amount of insurance required for automobiles using the various thoroughfares in Puerto Rico. It is an insurance of public responsibility and covers damages that an insured vehicle may cause to another vehicle. The insurance can be obtained when renewing the registration sticker at the Collection Offices of the Treasury Department, bank institutions, and official inspection stations authorized to issue registration stickers.
Compulsory liability insurance provides $4,500.00* of coverage per accident, independent of the number of claimants under the same traffic accident. As an insurance of public responsibility, it will not cover damages to the insured vehicle (at fault) as a result of an automobile accident.
*4,500 applies to renewed insurance policies beginning July 1, 2017 through the Selection Form. Prior to July 1, 2017 the coverage limit is $4,000.